Ways to improve your personal finance by being more economical...continued

Just thought of splitting it up into two posts.....Contd....

14> Ok now ways To Save Money In The Home :Make economic use of Light Bulbs ,Telephone ,shower, Water in your

toilet basin. Repair leaking taps .Switch off appliances when not in use.

15>Pay all your bills on time avoid late fees.

16>Some times try Second Hand Clothes.

17> Never take your Kids Shopping - "Mum can I just get that...", "Mum, I really need that...", "Dad, I'm

so hungry!"..damn!!

18> Start your own vegetable garden and save some money, it is also incredibly healthy for you.

19>Always bargain while shopping. Remember there is nothing called fixed price.

20>Consolidate and pay off debt as soon as possible.

21>Be careful about the ATM withdrawal fees charged by your bank.

22>Borrow books from the library instead of buying those overpriced stuff.

23>Check The Tyre Pressure of your car- If your car tyres are low, you car is actually struggling a lot

more when traveling. As a direct result you are wasting a lot of fuel or money.

24>Avoid buying a new car repair and maintain the old one.

25>don’t go to movie theatres ...watch free movies online.

26> Go To The Beach(in your vacation) - One of the most wonderfully entertaining places in the world is

absolutely free.

27>Check Price check before buying anything costly. Do your market research and read product reviews before

buying anything costly.

28>Disconnect land line if possible ..only if it's redundant.

29>Plan vacations ahead of time.. be economical.. you know what I mean.

30>Always try to avoid credit cards with annual fee.

31>keep distance from lavish, high-roller friends.. it really helps to save a lot of money.